Good News
In August 2025, the CM Punjab Asaan Karobar Card Scheme started. This scheme was launched by Chief Minister Maryam Nawaz Sharif to support small business owners, unemployed youth, and people who are facing problems in running their businesses.
Through this program, people can get interest-free loans of up to Rs. 10 lakh to start or improve their work.
There is no need for property or guarantee, and no extra charges like interest.
The main purpose is to help people stand on their own feet and support Punjab’s economy.
What Is the Punjab Asaan Karobar Card Scheme?
The Asaan Karobar Card is a new way to help small business owners. It works like a smart debit card that is linked to your loan account.
With this card, you can get a business loan without any interest.
You can use the money to:
- Start a small business
- Grow your shop
- Buy tools or hire workers
There is no need to deal with banks or difficult paperwork.
Key Features:
Loan Details – Asaan Karobar Card Scheme
- Loan Amount: Up to Rs. 10 lakh (1 million)
- Interest: 0% – No extra charges
- Repayment Time: 3 years (36 small monthly payments)
- Collateral: Not needed – No property or guarantee required
- Who Can Apply: For new and existing businesses
This program is designed for those who banks typically overlook: those who lack assets and security but possess the drive to put in a lot of effort.
Asaan Karobar Card 2025 – Latest Distribution News
Latest Update – Asaan Karobar Card
- Registration is now closed.
- Thousands of people have already submitted their forms through the online portal.
- Now the verification process is happening.
What’s happening now:
- NADRA and field checks are almost complete.
- Government teams are visiting shops and businesses to confirm information.
- Asaan Karobar Cards are now being given to people who are verified.
Eligibility Criteria for the Karobar Card (2025)
| Requirement | Description |
|---|---|
| Province | Punjab residents only |
| Age Limit | 21 to 57 years |
| Business Type | Startup or existing business in Punjab |
| Mobile Number | Must be registered with NADRA |
How to Use the Loan After Getting the Karobar Card
How to Use the Karobar Card Loan
After you get your Karobar Card, follow these steps:
- Go to the partner bank with your CNIC and Karobar Card.
- Choose the loan amount you need (up to Rs. 10 lakh).
- After that, you can use the money to:
- Buy tools or machines for your business
- Pay shop rent or utility bills
- Hire workers or helpers
- Start your shop or stall
This process is easy and does not need any paperwork once your details are verified.
Karobar Card Loan – Easy to Repay, No Tension
Loan Repayment Details – Karobar Card
- Duration: 36 months (3 years)
- Interest: 0% (no extra charges)
- Monthly Payment: Fixed and easy to afford
- Late Fine: A small penalty if you miss a payment
- Note: If you pay on time, you may also qualify for future loan programs and government support.
Read More: How to Get a Green E-Taxi in 2025
Read More: Punjab Government Launches Affordable Housing Scheme 2025
Helpline Support
If you have any questions about registration, eligibility, or loan payment, call 1786 — this is the official helpline of the Punjab Government.
The staff will help you in Urdu and Punjabi, so it’s easy to understand everything.
Let me know if you need this in Urdu or for a poster.
Final Words
The CM Punjab Asaan Karobar Card Scheme 2025 is not just a loan — it is a chance to improve lives.
This card can help:
- Young people who want to start their own business
- Families who want to come out of poverty
There is no interest, no hidden charges, and full support from the Punjab Government.
It is one of the simplest and helpful loan programs ever started in Pakistan.
FAQs
Q1: Is registration still open?
No, registration closed in August 2025.
Q2: How will I know if I am selected?
If your documents are approved, you will receive your card in this phase.
Q3: Can I use the loan for any business?
Yes, you can use it for a new business, to grow your current business, or for daily business expenses.
Q4: Is there any hidden fee?
No, this is a 100% interest-free loan. There are no extra charges.
Q5: What if I miss a payment?
A small fine may apply, and you might not be eligible for future government schemes.